Riyali

Built in Oman · Free iPhone beta

Every riyal, accounted for. 

Your bank already texts you every time you spend. Riyali turns those messages into a living ledger — read, understood, categorized, and named. You do nothing. It just keeps the books.

Bank SMS
Bank MuscatYour account 3101*500 has been debited OMR 8.000 at SHELL OMAN.
Bank MuscatYour account 3101*500 has been debited OMR 4.200 at NETFLIX.COM.
Bank MuscatYour account 3101*500 has been debited OMR 2.353 at TALABAT.COM.
TodayFiled automatically
Talabat🛵 Food Delivery−⃄2.353
Netflix🎬 Entertainment−⃄4.200
Shell⛽ Fuel−⃄8.000
Live

A bank text in.
A clean ledger out.

Riyali reads each message the moment it lands, names the payee, sets the category and files it. You never type a thing.

Three steps.
Then it runs itself.

01

Connect the Shortcut

Add Riyali's ready-made iOS Shortcut and allow it to read your incoming bank SMS. A couple of taps in the Shortcuts app.

One time
02

Name your people

The first time a cryptic payee appears, give it a real name and a category. Riyali saves it as the default and remembers forever.

First time only
03

Then it's automatic

From then on every message is read, matched, categorized and logged on its own. You just watch the ledger fill itself.

Forever

Everything you need
to know where it goes

Insights

See exactly where it goes.

A live donut of spending by category — today, this week, this month — updating the instant a bank message lands.

  • Spending broken down by category
  • Daily, weekly & monthly views
Spending by category on the Riyali home screen
Activity

Every transaction, already filed.

Income and spending side by side, grouped by day, with the payee and category already set. Filter by account, category or date in a tap.

  • Filter by account, category and period
  • Reimbursed amounts kept out of your spending
The Riyali Activity tab: transactions grouped by day
Merchants

Every merchant, a history.

Tap any merchant for total spent, your average, and every visit — so you actually know where the money goes.

  • Total spent & average per merchant
  • The full transaction timeline
A merchant profile with spending history
Budgets

A limit per category, and what's left.

Set a monthly limit for groceries, dining or anything else. Riyali tracks it from your bank texts and shows what's left before you spend.

  • Weekly or monthly limits
  • Remaining amount at a glance
Riyali Budgets: total spent against total budgeted
Plan

Know what's safe to spend before payday.

Add your salary and Riyali subtracts what you owe this cycle: bills, budgets and your Jam'iya round. What's left is yours to spend.

  • Jam'iya rounds and upcoming payments
  • Counts down to your next salary
Riyali Plan: what's committed before your next salary
Explore

Everything Riyali does, in one tab.

Budgets, goals, spending plans, loans, Jam'iyas, bill splitting and full analytics, plus what's new in each update.

  • Loans, Jam'iyas and split bills
  • What's new, right in the app
The Riyali Explore tab with what's new and every tool
Your data

What Riyali reads,
and what it never asks for.

No bank login, ever

Riyali never asks for your bank username or password, and never connects to your bank. It reads the transaction SMS your bank already sends you.

You decide what's sent

Messages reach Riyali through an iOS Shortcut you set up yourself. Switch it off in the Shortcuts app and nothing more is sent.

Your rights, in writing

Your account and transactions are stored on Riyali's servers, not only on your phone. Under Oman's Personal Data Protection Law you can ask to see, correct or delete your data at info@riyali.om.

Delete it any time

Delete your account from inside the app. After a short grace period, your account and data are permanently deleted.

Read the full privacy policy →
Works with your bank

Every major Omani bank.

If your bank texts you when you spend, Riyali understands it — no logins, no account linking, ever.

عربي · English

The whole app flips. Properly.

Switch to Arabic and every screen mirrors to full right-to-left — IBM Plex Arabic, Eastern-Arabic numerals, locale-aware dates. The rial sign always stays left of the figure, in both directions.

Built for Oman

Riyali is live on TestFlight.

The beta is open. Install Riyali today, use it with your real bank SMS, and help shape it before the App Store launch.